Top First Time Home Buyer Tips   First time home buyer tips are something everyone who is going to purchase real estate for the first time should seek out and use to their advantage. Buying your first home is a big deal! If you are like most it will be the biggest purchase you have ever made. This naturally leads to a mix of emotions including excitement, anticipation and anxiety. While...Read More

The last 60 days have been a roller coaster ride for fixed mortgage rates. We have seen huge basis points jump on the most popular 5 year fixed mortgage products offered today. Here is how you are affected as a home buyer or seller in today’s changing market. Understanding Mortgage Rates First let’s understand that these changes haven’t affected all mortgage interest r...Read More

A good credit report and credit score are important factors in determining whether or not you will be approved for a mortgage. Here are some simple steps you can take to maintain a good credit history — and improve your chances of being approved. What is a Credit Score? Your credit score is a number that illustrates your financial health at a specific point in time. It ...Read More

For some homeowners, the allure of selling their home privately is very appealing. We've all heard that selling your house or condo yourself can bring huge savings. Saving $25,000 on a $500,000 sale could mean more money in your pocket and possibly more buying power. What you might think is a savings might actually be costing you a loss or even less potential earnings. Think about ...Read More

Selling a home can be a stressful time. There are looming deadlines and most people can’t help but worry about things that are beyond their control. Sellers have to worry about the inspection, the appraisal, whether the underwriter will find some reason to not give the buyer the mortgage they need. There are many different things that can cause stress when selling a house. It is o...Read More

Advice for Buyers (The comments contained on this page are for informational purposes only and do not constitute legal advice.) Finding the perfect home doesn’t happen in one day. It takes careful planning and lots of work. Fortunately, there are a number of things you can do to simplify the process. 1. Things to Consider Before Starting Your Search Wh...Read More

Advice for Sellers (The comments contained on this page are for informational purposes only and do not constitute legal advice.) 1. Choosing a REALTOR® Selling your home isn’t a simple procedure. It involves large sums of money, stringent legal requirements and the potential for costly mistakes. A REALTOR®&...Read More

Many homebuyers tend to forget about all those "OTHER" costs associated with purchasing a home. It can put people in a tough situation when they start to realize that costs can creep up REAL quick. The best thing any homebuyer can do, is educate themselves on what is really included in the entire process. My advice... speak with a realtor you trust so you make informed decisions. ...Read More

More than almost any other factor, financial straits can easily separate Toronto’s first-time home buyers’ dreams from reality. In more than one instance, the situation remains that way because prospective buyers aren’t necessarily aware of the federal and private institutions going out of their respective ways to clear the way to entering the Greater Toronto Area’s home...Read More

The massive commitment of purchasing a first home can be a daunting, intimidating proposition. First time home buyers lay more of themselves, present and future earnings both, on the table when making this commitment that can last most of a life time than in the course of almost any other transaction. Sometimes, the purchase will simply demand more financial backing than the circu...Read More